disaster is an event that causes serious harm to people, buildings, economies, or the environment, and the affected community cannot handle it alone. Natural disasters like avalanches, floods, earthquakes, and wildfires are caused by natural hazards. National Risk Index |url=https://hazards.fema.gov/nri/natural-hazards |access-date=2022-06-08 |website=hazards.fema.gov}} Human-made disasters like oil spills, terrorist attacks and power outages are caused by people. Nowadays, it is hard to separate natural and human-made disasters because human actions can make natural disasters worse.
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